Cashless / Insurance

why

At Dr. J T Pol’s Nikop Hospital, we understand that medical expenses can be overwhelming. That’s why we offer cashless hospitalization and accept a wide range of health insurance policies to make quality healthcare more accessible and worry-free.

✅ What is Cashless Hospitalization?

Cashless hospitalization allows you to get admitted and treated without paying out-of-pocket at the time of admission. Your insurance provider settles the bill directly with the hospital (as per policy terms).

 

🏥 How to Avail Cashless Facility

  1. Check with Your Insurance Provider
    Confirm whether your policy includes cashless hospitalization and if our hospital is on the insurer’s network.

  2. Inform Hospital at Admission
    Share your insurance card and ID proof at the front desk during admission.

  3. Submit Required Documents
    Our insurance desk will help you fill out the pre-authorization form for your insurer.

  4. Approval from Insurance Company
    Upon approval, your treatment can proceed without upfront payment.

  5. Discharge & Billing
    Final bill is sent to the insurer. Non-covered charges, if any, are payable by the patient.